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Term Insurance vs Whole Life Insurance?

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Term Insurance vs Whole Life Insurance?

Post  jamesscot84 on Fri Oct 28, 2011 11:22 pm


1. What is the difference between a term insurance and whole life insurance policy? Which policy is suitable for what kind of people?

2. What are the "exclusions" for term insurance policies i.e. death because of “some” reasons (for e.g. suicide) that does not entitle for insured amount? What are other such reasons?

3. Does term insurance cover accidental death, death because of terrorist strike or natural calamities?

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